Health insurance · Texas

Health Insurance Agencies in Dallas, TX

Individual and family medical cover outside an employer plan.

Local insight

Health insurance in Dallas: what to know

Dallas has 1,307,930 residents in 533,915 households. We list 233 agencies for health insurance in Dallas. Here is what the local numbers say about the cover people here need.

Dallas at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Dallas County

FEMA rates the overall natural hazard risk in Dallas County, where most Dallas agencies we list are located, as Very High compared with other U.S. counties. The hazards it rates highest:

  • HailVery High

    Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.

    Home insurance in Dallas
  • TornadoVery High

    Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.

    Home insurance in Dallas
  • Ice stormVery High
  • Inland floodingVery High

    Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

    Flood insurance in Dallas
  • Winter weatherVery High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies Dallas agencies work with

Of the 233 Dallas agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

  1. Aetna153 agencies
  2. UnitedHealthcare147 agencies
  3. Blue Cross Blue Shield144 agencies
  4. Ameritas Life Insurance86 agencies
  5. Dearborn Life Insurance Company85 agencies
  6. Medicare Advantage84 agencies
  7. Cigna83 agencies
  8. Metropolitan Life Insurance Company83 agencies
  9. Mutual life carrier80 agencies
  10. Corebridge (AIG Life)79 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Dallas agencies are

Dallas agencies we list sit in 41 ZIP codes, mostly in Dallas County.

  • 7525117 agencies
  • 7524416 agencies
  • 7520415 agencies
  • 7523415 agencies
  • 7524312 agencies
  • 7520610 agencies
  • 7522810 agencies
  • 7523010 agencies
  • 7523110 agencies
  • 752409 agencies
  • 752489 agencies
  • 752548 agencies
  • 752027 agencies
  • 752257 agencies
  • 752877 agencies
  • 752146 agencies
  • 752526 agencies
  • 752055 agencies
  • 752085 agencies
  • 752195 agencies
  • 752475 agencies
  • 752013 agencies
  • 752263 agencies
  • 752293 agencies
Where can I find health insurance in Dallas?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does health insurance cover?

Individual and family medical cover outside an employer plan.

Which insurance companies do Dallas agencies work with?

Among the 233 Dallas agencies whose appointments we hold, the companies they are most often appointed with are Aetna (153), UnitedHealthcare (147), Blue Cross Blue Shield (144), Ameritas Life Insurance (86), Dearborn Life Insurance Company (85). An appointed agency can quote that company's policies.

Do I need flood insurance in Dallas?

FEMA's National Risk Index rates inland flooding risk in Dallas County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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