Dallas has 1,307,930 residents in 533,915 households. We list 267 agencies for umbrella insurance in Dallas. Here is what the local numbers say about the cover people here need.

Dallas at a glance

267umbrella insurance agencies listed
57.6%of households rentRenters insurance
$320,700median home valueHome insurance
1981median year homes were builtRebuild cost calculator
8.8%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Dallas County

FEMA rates the overall natural hazard risk in Dallas County, where most Dallas agencies we list are located, as Very High compared with other U.S. counties. The hazards it rates highest:

HailVery High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Dallas
TornadoVery High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Dallas
Ice stormVery High
Inland floodingVery High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in Dallas
Winter weatherVery High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Dallas How much liability cover do you need?

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies Dallas agencies work with

Of the 267 Dallas agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Progressive130 agencies
GEICO111 agencies
Travelers109 agencies
Liberty Mutual105 agencies
Travelers (Standard Fire)101 agencies
Home State95 agencies
Liberty Mutual (Safeco)94 agencies
Foremost91 agencies
The Hartford89 agencies
National General83 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Dallas agencies are

Dallas agencies we list sit in 49 ZIP codes, mostly in Dallas County.

7524016 agencies
7525115 agencies
7520614 agencies
7524314 agencies
7524413 agencies
7521912 agencies
7522510 agencies
7523010 agencies
752049 agencies
752089 agencies
752119 agencies
752318 agencies
752348 agencies
752388 agencies
752478 agencies
752017 agencies
752147 agencies
753807 agencies
752176 agencies
752286 agencies
752296 agencies
752526 agencies
752546 agencies
752485 agencies

Questions

Umbrella insurance in Dallas

All insurance agencies in Dallas · Umbrella insurance across Texas

Where can I find umbrella insurance in Dallas?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does umbrella insurance cover?

Extra liability limits that sit above your home and auto policies.

Which insurance companies do Dallas agencies work with?

Among the 267 Dallas agencies whose appointments we hold, the companies they are most often appointed with are Progressive (130), GEICO (111), Travelers (109), Liberty Mutual (105), Travelers (Standard Fire) (101). An appointed agency can quote that company's policies.

Do I need flood insurance in Dallas?

FEMA's National Risk Index rates inland flooding risk in Dallas County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

Nearby

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