Dallas has 1,307,930 residents in 533,915 households. We list 26 agencies for commercial umbrella insurance in Dallas. Here is what the local numbers say about the cover people here need.

Dallas at a glance

26commercial umbrella insurance agencies listed
57.6%of households rentRenters insurance
$320,700median home valueHome insurance
1981median year homes were builtRebuild cost calculator
8.8%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Dallas County

FEMA rates the overall natural hazard risk in Dallas County, where most Dallas agencies we list are located, as Very High compared with other U.S. counties. The hazards it rates highest:

HailVery High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Dallas
TornadoVery High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Dallas
Ice stormVery High
Inland floodingVery High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in Dallas
Winter weatherVery High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Dallas How much liability cover do you need?

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies Dallas agencies work with

Of the 26 Dallas agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

RLI26 agencies
Travelers19 agencies
Chubb (ACE)17 agencies
Mercury16 agencies
The Hartford16 agencies
Travelers (Standard Fire)16 agencies
AmTrust15 agencies
Chubb15 agencies
Employers15 agencies
Philadelphia Insurance15 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Dallas agencies are

Dallas agencies we list sit in 18 ZIP codes, mostly in Dallas County.

752313 agencies
752403 agencies
753803 agencies
752192 agencies
752442 agencies
752021 agency
752041 agency
752061 agency
752121 agency
752141 agency
752171 agency
752181 agency
752251 agency
752381 agency
752431 agency
752521 agency
752541 agency
752841 agency

Questions

Commercial Umbrella insurance in Dallas

All insurance agencies in Dallas · Commercial Umbrella insurance across Texas

Where can I find commercial umbrella insurance in Dallas?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does commercial umbrella insurance cover?

Extra liability limits above your general liability and commercial auto policies.

Which insurance companies do Dallas agencies work with?

Among the 26 Dallas agencies whose appointments we hold, the companies they are most often appointed with are RLI (26), Travelers (19), Chubb (ACE) (17), Mercury (16), The Hartford (16). An appointed agency can quote that company's policies.

Do I need flood insurance in Dallas?

FEMA's National Risk Index rates inland flooding risk in Dallas County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

Nearby

Commercial Umbrella insurance near Dallas

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