Dallas has 1,307,930 residents in 533,915 households. We list 69 agencies for valuable items insurance in Dallas. Here is what the local numbers say about the cover people here need.

Dallas at a glance

69valuable items insurance agencies listed
57.6%of households rentRenters insurance
$320,700median home valueHome insurance
1981median year homes were builtRebuild cost calculator
8.8%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Dallas County

FEMA rates the overall natural hazard risk in Dallas County, where most Dallas agencies we list are located, as Very High compared with other U.S. counties. The hazards it rates highest:

HailVery High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Dallas
TornadoVery High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Dallas
Ice stormVery High
Inland floodingVery High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in Dallas
Winter weatherVery High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Dallas How much liability cover do you need?

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies Dallas agencies work with

Of the 69 Dallas agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Chubb69 agencies
Chubb (ACE)67 agencies
Employers59 agencies
The Hartford52 agencies
Travelers48 agencies
Progressive47 agencies
Liberty Mutual46 agencies
Mercury46 agencies
Travelers (Standard Fire)46 agencies
Liberty Mutual (Safeco)40 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Dallas agencies are

Dallas agencies we list sit in 29 ZIP codes, mostly in Dallas County.

752517 agencies
752066 agencies
752195 agencies
752405 agencies
752545 agencies
752254 agencies
752444 agencies
752303 agencies
753803 agencies
752022 agencies
752172 agencies
752312 agencies
752342 agencies
752472 agencies
752482 agencies
752522 agencies
752011 agency
752041 agency
752051 agency
752081 agency
752091 agency
752141 agency
752181 agency
752431 agency

Questions

Valuable Items insurance in Dallas

All insurance agencies in Dallas · Valuable Items insurance across Texas

Where can I find valuable items insurance in Dallas?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does valuable items insurance cover?

Scheduled cover for jewellery, art and collections above standard contents limits.

Which insurance companies do Dallas agencies work with?

Among the 69 Dallas agencies whose appointments we hold, the companies they are most often appointed with are Chubb (69), Chubb (ACE) (67), Employers (59), The Hartford (52), Travelers (48). An appointed agency can quote that company's policies.

Do I need flood insurance in Dallas?

FEMA's National Risk Index rates inland flooding risk in Dallas County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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