Free tool

Home inventory builder

After a fire or a burglary, the insurer asks you to list what you lost. From memory, in a hotel room, people list maybe half of it. Build the list now instead, a few items at a time.

Everything stays in your browser. Nothing is sent to us, and the result is an estimate, not a quote or advice.

How this works

Nothing here is a calculation. The tool adds up what you enter and groups it by room, so you can see where the value in your home actually sits — it is rarely where people expect.

Why the list matters at claim time

The burden of proof is yours. An insurer pays for what you can show you owned. No list means recalling it under stress, and the forgotten items are simply not paid.
It tests your limit. A total well above your contents limit is the cheapest warning you will ever get.
It finds items that need scheduling. Rings, cameras, instruments, bikes and collections are commonly capped below the overall contents limit, by amounts that vary by policy — a list makes those items visible before a loss.
It speeds up settlement. Adjusters work from lists. One with years, values and serial numbers moves faster than a paragraph of description.

Keeping it safe

The list is saved in this browser only. That is no use if the laptop burns with the house, so export the CSV and keep a copy somewhere else — email it to yourself, or put it in cloud storage. Photos and receipts of the big items, stored the same way, are worth more than any spreadsheet.

Next step

Check your contents limit with a local agency

Enter a ZIP code to see the agencies nearest you.

Find an agency