Dallas has 1,307,930 residents in 533,915 households. We list 464 agencies for life insurance in Dallas. Here is what the local numbers say about the cover people here need.

Dallas at a glance

464life insurance agencies listed
57.6%of households rentRenters insurance
$320,700median home valueHome insurance
1981median year homes were builtRebuild cost calculator
8.8%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Dallas County

FEMA rates the overall natural hazard risk in Dallas County, where most Dallas agencies we list are located, as Very High compared with other U.S. counties. The hazards it rates highest:

HailVery High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Dallas
TornadoVery High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Dallas
Ice stormVery High
Inland floodingVery High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in Dallas
Winter weatherVery High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Dallas How much liability cover do you need?

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies Dallas agencies work with

Of the 464 Dallas agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Aetna150 agencies
Nationwide145 agencies
UnitedHealthcare142 agencies
Blue Cross Blue Shield140 agencies
Corebridge (AIG Life)138 agencies
Pruco Life Insurance Company127 agencies
The Lincoln National Life Insurance Company108 agencies
Transamerica107 agencies
The Hartford103 agencies
Mutual life carrier102 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Dallas agencies are

Dallas agencies we list sit in 53 ZIP codes, mostly in Dallas County.

7524428 agencies
7525128 agencies
7524027 agencies
7520124 agencies
7521923 agencies
7524323 agencies
7520422 agencies
7523020 agencies
7523420 agencies
7520619 agencies
7524818 agencies
7525415 agencies
7523114 agencies
7520812 agencies
7521412 agencies
7522812 agencies
7523812 agencies
7528712 agencies
7520211 agencies
7522511 agencies
752479 agencies
752529 agencies
752057 agencies
752117 agencies

Questions

Life insurance in Dallas

All insurance agencies in Dallas · Life insurance across Texas

Where can I find life insurance in Dallas?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does life insurance cover?

Pays a lump sum to the people who depend on your income.

Which insurance companies do Dallas agencies work with?

Among the 464 Dallas agencies whose appointments we hold, the companies they are most often appointed with are Aetna (150), Nationwide (145), UnitedHealthcare (142), Blue Cross Blue Shield (140), Corebridge (AIG Life) (138). An appointed agency can quote that company's policies.

Do I need flood insurance in Dallas?

FEMA's National Risk Index rates inland flooding risk in Dallas County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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