Garland has 246,844 residents in 81,954 households. We list 43 agencies for life insurance in Garland. Here is what the local numbers say about the cover people here need.

Garland at a glance

43life insurance agencies listed
38.4%of households rentRenters insurance
$270,800median home valueHome insurance
1978median year homes were builtRebuild cost calculator
4.1%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Dallas County

FEMA rates the overall natural hazard risk in Dallas County, where most Garland agencies we list are located, as Very High compared with other U.S. counties. The hazards it rates highest:

HailVery High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Garland
TornadoVery High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Garland
Ice stormVery High
Inland floodingVery High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in Texas
Winter weatherVery High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Insurance companies Garland agencies work with

Of the 43 Garland agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Aetna16 agencies
UnitedHealthcare13 agencies
Blue Cross Blue Shield12 agencies
Medicare Advantage10 agencies
Cigna9 agencies
Foremost9 agencies
GAINSCO9 agencies
Humana7 agencies
GEICO6 agencies
Home State6 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Garland agencies are

Garland agencies we list sit in 7 ZIP codes, mostly in Dallas County.

7504315 agencies
750409 agencies
750425 agencies
750445 agencies
750414 agencies
750493 agencies
750452 agencies

Questions

Life insurance in Garland

All insurance agencies in Garland · Life insurance across Texas

Where can I find life insurance in Garland?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does life insurance cover?

Pays a lump sum to the people who depend on your income.

Which insurance companies do Garland agencies work with?

Among the 43 Garland agencies whose appointments we hold, the companies they are most often appointed with are Aetna (16), UnitedHealthcare (13), Blue Cross Blue Shield (12), Medicare Advantage (10), Cigna (9). An appointed agency can quote that company's policies.

Do I need flood insurance in Garland?

FEMA's National Risk Index rates inland flooding risk in Dallas County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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