Garland has 246,844 residents in 81,954 households. We list 26 agencies for health insurance in Garland. Here is what the local numbers say about the cover people here need.

Garland at a glance

26health insurance agencies listed
38.4%of households rentRenters insurance
$270,800median home valueHome insurance
1978median year homes were builtRebuild cost calculator
4.1%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Dallas County

FEMA rates the overall natural hazard risk in Dallas County, where most Garland agencies we list are located, as Very High compared with other U.S. counties. The hazards it rates highest:

HailVery High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Garland
TornadoVery High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Garland
Ice stormVery High
Inland floodingVery High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in Texas
Winter weatherVery High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Garland How much liability cover do you need?

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies Garland agencies work with

Of the 26 Garland agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

UnitedHealthcare17 agencies
Aetna16 agencies
Blue Cross Blue Shield14 agencies
Medicare Advantage14 agencies
Cigna9 agencies
Humana8 agencies
Centene6 agencies
CHA HMO,6 agencies
Cariten Health Plan4 agencies
Dearborn Life Insurance Company4 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Garland agencies are

Garland agencies we list sit in 6 ZIP codes, mostly in Dallas County.

750439 agencies
750425 agencies
750404 agencies
750444 agencies
750452 agencies
750492 agencies

Questions

Health insurance in Garland

All insurance agencies in Garland · Health insurance across Texas

Where can I find health insurance in Garland?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does health insurance cover?

Individual and family medical cover outside an employer plan.

Which insurance companies do Garland agencies work with?

Among the 26 Garland agencies whose appointments we hold, the companies they are most often appointed with are UnitedHealthcare (17), Aetna (16), Blue Cross Blue Shield (14), Medicare Advantage (14), Cigna (9). An appointed agency can quote that company's policies.

Do I need flood insurance in Garland?

FEMA's National Risk Index rates inland flooding risk in Dallas County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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