Dallas has 1,307,930 residents in 533,915 households. We list 179 agencies for business owners policy (bop) insurance in Dallas. Here is what the local numbers say about the cover people here need.

Dallas at a glance

179business owners policy (bop) insurance agencies listed
57.6%of households rentRenters insurance
$320,700median home valueHome insurance
1981median year homes were builtRebuild cost calculator
8.8%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Dallas County

FEMA rates the overall natural hazard risk in Dallas County, where most Dallas agencies we list are located, as Very High compared with other U.S. counties. The hazards it rates highest:

HailVery High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Dallas
TornadoVery High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Dallas
Ice stormVery High
Inland floodingVery High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in Dallas
Winter weatherVery High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Dallas How much liability cover do you need?

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies Dallas agencies work with

Of the 179 Dallas agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Travelers108 agencies
Liberty Mutual105 agencies
Travelers (Standard Fire)101 agencies
The Hartford100 agencies
Liberty Mutual (Safeco)94 agencies
Progressive92 agencies
Safeco82 agencies
Mercury75 agencies
Chubb (ACE)72 agencies
Foremost66 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Dallas agencies are

Dallas agencies we list sit in 43 ZIP codes, mostly in Dallas County.

7525114 agencies
7520613 agencies
7524413 agencies
7521910 agencies
7524010 agencies
752309 agencies
752318 agencies
752047 agencies
752257 agencies
752437 agencies
753807 agencies
752546 agencies
752015 agencies
752145 agencies
752345 agencies
752475 agencies
752024 agencies
752384 agencies
752524 agencies
752283 agencies
752293 agencies
752483 agencies
752873 agencies
752082 agencies

Questions

Business Owners Policy (BOP) insurance in Dallas

All insurance agencies in Dallas · Business Owners Policy (BOP) insurance across Texas

Where can I find business owners policy (bop) insurance in Dallas?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does business owners policy (bop) insurance cover?

Bundles property, liability and business interruption for smaller firms.

Which insurance companies do Dallas agencies work with?

Among the 179 Dallas agencies whose appointments we hold, the companies they are most often appointed with are Travelers (108), Liberty Mutual (105), Travelers (Standard Fire) (101), The Hartford (100), Liberty Mutual (Safeco) (94). An appointed agency can quote that company's policies.

Do I need flood insurance in Dallas?

FEMA's National Risk Index rates inland flooding risk in Dallas County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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