Carrollton has 133,740 residents in 51,995 households. We list 21 agencies for business owners policy (bop) insurance in Carrollton. Here is what the local numbers say about the cover people here need.

Carrollton at a glance

21business owners policy (bop) insurance agencies listed
41.5%of households rentRenters insurance
$381,000median home valueHome insurance
1988median year homes were builtRebuild cost calculator
3.5%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Denton County

FEMA rates the overall natural hazard risk in Denton County, where most Carrollton agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

TornadoVery High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Carrollton
HailVery High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Carrollton
Ice stormVery High
Inland floodingRelatively High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in Texas
Strong windRelatively High
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Carrollton

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Carrollton How much liability cover do you need?

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies Carrollton agencies work with

Of the 21 Carrollton agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Liberty Mutual (Safeco)14 agencies
Liberty Mutual13 agencies
Travelers13 agencies
Travelers (Standard Fire)13 agencies
Safeco12 agencies
Progressive11 agencies
GEICO10 agencies
The Hartford10 agencies
Foremost9 agencies
Mercury9 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Carrollton agencies are

Carrollton agencies we list sit in 4 ZIP codes, mostly in Denton County.

750066 agencies
750076 agencies
750106 agencies
750113 agencies

Questions

Business Owners Policy (BOP) insurance in Carrollton

All insurance agencies in Carrollton · Business Owners Policy (BOP) insurance across Texas

Where can I find business owners policy (bop) insurance in Carrollton?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does business owners policy (bop) insurance cover?

Bundles property, liability and business interruption for smaller firms.

Which insurance companies do Carrollton agencies work with?

Among the 21 Carrollton agencies whose appointments we hold, the companies they are most often appointed with are Liberty Mutual (Safeco) (14), Liberty Mutual (13), Travelers (13), Travelers (Standard Fire) (13), Safeco (12). An appointed agency can quote that company's policies.

Do I need flood insurance in Carrollton?

FEMA's National Risk Index rates inland flooding risk in Denton County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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