Health insurance · Texas

Health Insurance Agencies in Carrollton, TX

Individual and family medical cover outside an employer plan.

Local insight

Health insurance in Carrollton: what to know

Carrollton has 133,740 residents in 51,995 households. We list 23 agencies for health insurance in Carrollton. Here is what the local numbers say about the cover people here need.

Carrollton at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Denton County

FEMA rates the overall natural hazard risk in Denton County, where most Carrollton agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

  • TornadoVery High

    Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.

    Home insurance in Carrollton
  • HailVery High

    Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.

    Home insurance in Carrollton
  • Ice stormVery High
  • Inland floodingRelatively High

    Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

    Flood insurance in Texas
  • Strong windRelatively High

    Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.

    Home insurance in Carrollton

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies Carrollton agencies work with

Of the 23 Carrollton agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

  1. Blue Cross Blue Shield16 agencies
  2. UnitedHealthcare14 agencies
  3. Aetna11 agencies
  4. Dearborn Life Insurance Company10 agencies
  5. Humana9 agencies
  6. Cigna8 agencies
  7. Medicare Advantage8 agencies
  8. Corebridge (AIG Life)7 agencies
  9. The Hartford7 agencies
  10. Alpha Dental Programs,6 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Carrollton agencies are

Carrollton agencies we list sit in 4 ZIP codes, mostly in Denton County.

  • 750069 agencies
  • 750109 agencies
  • 750074 agencies
  • 750111 agency
Where can I find health insurance in Carrollton?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does health insurance cover?

Individual and family medical cover outside an employer plan.

Which insurance companies do Carrollton agencies work with?

Among the 23 Carrollton agencies whose appointments we hold, the companies they are most often appointed with are Blue Cross Blue Shield (16), UnitedHealthcare (14), Aetna (11), Dearborn Life Insurance Company (10), Humana (9). An appointed agency can quote that company's policies.

Do I need flood insurance in Carrollton?

FEMA's National Risk Index rates inland flooding risk in Denton County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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