Rowlett has 65,463 residents in 23,352 households. We list 11 agencies for business owners policy (bop) insurance in Rowlett. Here is what the local numbers say about the cover people here need.

Rowlett at a glance

11business owners policy (bop) insurance agencies listed
24.8%of households rentRenters insurance
$368,800median home valueHome insurance
1997median year homes were builtRebuild cost calculator
2.4%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Dallas County

FEMA rates the overall natural hazard risk in Dallas County, where most Rowlett agencies we list are located, as Very High compared with other U.S. counties. The hazards it rates highest:

HailVery High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Rowlett
TornadoVery High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Rowlett
Ice stormVery High
Inland floodingVery High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in Texas
Winter weatherVery High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Rowlett How much liability cover do you need?

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies Rowlett agencies work with

Of the 11 Rowlett agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Liberty Mutual7 agencies
Liberty Mutual (Safeco)7 agencies
American Modern5 agencies
Foremost5 agencies
GEICO5 agencies
Homeowners of America5 agencies
Markel5 agencies
National General5 agencies
Porch5 agencies
Progressive5 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Rowlett agencies are

Rowlett agencies we list sit in 3 ZIP codes, mostly in Dallas County.

750886 agencies
750894 agencies
750301 agency

Questions

Business Owners Policy (BOP) insurance in Rowlett

All insurance agencies in Rowlett · Business Owners Policy (BOP) insurance across Texas

Where can I find business owners policy (bop) insurance in Rowlett?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does business owners policy (bop) insurance cover?

Bundles property, liability and business interruption for smaller firms.

Which insurance companies do Rowlett agencies work with?

Among the 11 Rowlett agencies whose appointments we hold, the companies they are most often appointed with are Liberty Mutual (7), Liberty Mutual (Safeco) (7), American Modern (5), Foremost (5), GEICO (5). An appointed agency can quote that company's policies.

Do I need flood insurance in Rowlett?

FEMA's National Risk Index rates inland flooding risk in Dallas County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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