Disability Income insurance · Texas

Disability Income Insurance Agencies in Dallas, TX

Replaces part of your income if illness or injury stops you working.

Local insight

Disability Income insurance in Dallas: what to know

Dallas has 1,307,930 residents in 533,915 households. We list 76 agencies for disability income insurance in Dallas. Here is what the local numbers say about the cover people here need.

Dallas at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Dallas County

FEMA rates the overall natural hazard risk in Dallas County, where most Dallas agencies we list are located, as Very High compared with other U.S. counties. The hazards it rates highest:

  • HailVery High

    Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.

    Home insurance in Dallas
  • TornadoVery High

    Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.

    Home insurance in Dallas
  • Ice stormVery High
  • Inland floodingVery High

    Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

    Flood insurance in Dallas
  • Winter weatherVery High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies Dallas agencies work with

Of the 76 Dallas agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

  1. UnitedHealthcare55 agencies
  2. Metropolitan Life Insurance Company54 agencies
  3. Mutual life carrier53 agencies
  4. Aetna52 agencies
  5. Blue Cross Blue Shield52 agencies
  6. Principal50 agencies
  7. Dearborn Life Insurance Company48 agencies
  8. Corebridge (AIG Life)46 agencies
  9. Pruco Life Insurance Company44 agencies
  10. Ameritas Life Insurance43 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Dallas agencies are

Dallas agencies we list sit in 27 ZIP codes, mostly in Dallas County.

  • 7525114 agencies
  • 752045 agencies
  • 752305 agencies
  • 752315 agencies
  • 752405 agencies
  • 752024 agencies
  • 752344 agencies
  • 752444 agencies
  • 752193 agencies
  • 752253 agencies
  • 752483 agencies
  • 752012 agencies
  • 752062 agencies
  • 752282 agencies
  • 752432 agencies
  • 752522 agencies
  • 752051 agency
  • 752141 agency
  • 752261 agency
  • 752291 agency
  • 752381 agency
  • 752471 agency
  • 752541 agency
  • 752871 agency

Questions

Disability Income insurance in Dallas

All insurance agencies in Dallas · Disability Income insurance across Texas

Where can I find disability income insurance in Dallas?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does disability income insurance cover?

Replaces part of your income if illness or injury stops you working.

Which insurance companies do Dallas agencies work with?

Among the 76 Dallas agencies whose appointments we hold, the companies they are most often appointed with are UnitedHealthcare (55), Metropolitan Life Insurance Company (54), Mutual life carrier (53), Aetna (52), Blue Cross Blue Shield (52). An appointed agency can quote that company's policies.

Do I need flood insurance in Dallas?

FEMA's National Risk Index rates inland flooding risk in Dallas County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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