Dallas has 1,307,930 residents in 533,915 households. We list 11 agencies for flood insurance in Dallas. Here is what the local numbers say about the cover people here need.

Dallas at a glance

11flood insurance agencies listed
57.6%of households rentRenters insurance
$320,700median home valueHome insurance
1981median year homes were builtRebuild cost calculator
8.8%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Dallas County

FEMA rates the overall natural hazard risk in Dallas County, where most Dallas agencies we list are located, as Very High compared with other U.S. counties. The hazards it rates highest:

Inland floodingVery High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in Dallas
HailVery High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Dallas
TornadoVery High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Dallas
Ice stormVery High
Winter weatherVery High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Insurance companies Dallas agencies work with

Of the 11 Dallas agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Wright Flood11 agencies
Chubb (ACE)8 agencies
Liberty Mutual8 agencies
Employers7 agencies
Stillwater7 agencies
AmTrust6 agencies
Chubb6 agencies
Foremost6 agencies
Incline6 agencies
Liberty Mutual (Safeco)6 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Dallas agencies are

Dallas agencies we list sit in 9 ZIP codes, mostly in Dallas County.

752192 agencies
752512 agencies
752251 agency
752291 agency
752301 agency
752471 agency
752521 agency
752841 agency
753801 agency

Questions

Flood insurance in Dallas

All insurance agencies in Dallas · Flood insurance across Texas

Where can I find flood insurance in Dallas?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does flood insurance cover?

Flood damage is excluded from home policies and needs its own cover.

Which insurance companies do Dallas agencies work with?

Among the 11 Dallas agencies whose appointments we hold, the companies they are most often appointed with are Wright Flood (11), Chubb (ACE) (8), Liberty Mutual (8), Employers (7), Stillwater (7). An appointed agency can quote that company's policies.

Do I need flood insurance in Dallas?

FEMA's National Risk Index rates inland flooding risk in Dallas County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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