Grand Prairie has 201,883 residents in 68,406 households. We list 18 agencies for umbrella insurance in Grand Prairie. Here is what the local numbers say about the cover people here need.

Grand Prairie at a glance

18umbrella insurance agencies listed
41.3%of households rentRenters insurance
$295,500median home valueHome insurance
1992median year homes were builtRebuild cost calculator
5%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Dallas County

FEMA rates the overall natural hazard risk in Dallas County, where most Grand Prairie agencies we list are located, as Very High compared with other U.S. counties. The hazards it rates highest:

HailVery High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Grand Prairie
TornadoVery High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Grand Prairie
Ice stormVery High
Inland floodingVery High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in Texas
Winter weatherVery High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Grand Prairie How much liability cover do you need?

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies Grand Prairie agencies work with

Of the 18 Grand Prairie agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Foremost8 agencies
GEICO8 agencies
Home State8 agencies
Allstate6 agencies
GAINSCO6 agencies
Infinity6 agencies
National General6 agencies
Old American6 agencies
American Modern5 agencies
Incline5 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Grand Prairie agencies are

Grand Prairie agencies we list sit in 4 ZIP codes, mostly in Dallas County.

750507 agencies
750524 agencies
750544 agencies
750513 agencies

Questions

Umbrella insurance in Grand Prairie

All insurance agencies in Grand Prairie · Umbrella insurance across Texas

Where can I find umbrella insurance in Grand Prairie?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does umbrella insurance cover?

Extra liability limits that sit above your home and auto policies.

Which insurance companies do Grand Prairie agencies work with?

Among the 18 Grand Prairie agencies whose appointments we hold, the companies they are most often appointed with are Foremost (8), GEICO (8), Home State (8), Allstate (6), GAINSCO (6). An appointed agency can quote that company's policies.

Do I need flood insurance in Grand Prairie?

FEMA's National Risk Index rates inland flooding risk in Dallas County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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Umbrella insurance near Grand Prairie

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