Grand Prairie has 201,883 residents in 68,406 households. We list 64 insurance agencies in Grand Prairie. Here is what the local numbers say about the cover people here need.

Grand Prairie at a glance

64insurance agencies listed
41.3%of households rentRenters insurance
$295,500median home valueHome insurance
1992median year homes were builtRebuild cost calculator
5%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Dallas County

FEMA rates the overall natural hazard risk in Dallas County, where most Grand Prairie agencies we list are located, as Very High compared with other U.S. counties. The hazards it rates highest:

HailVery High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Grand Prairie
TornadoVery High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Grand Prairie
Ice stormVery High
Inland floodingVery High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in Texas
Winter weatherVery High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Grand Prairie How much liability cover do you need?

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies Grand Prairie agencies work with

Of the 54 Grand Prairie agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Home State15 agencies
Old American13 agencies
Redpoint12 agencies
Aetna10 agencies
Foremost10 agencies
GAINSCO10 agencies
Infinity10 agencies
National General10 agencies
Progressive10 agencies
Incline9 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

What Grand Prairie agencies can write

Share of the 64 agencies listed in Grand Prairie that are appointed with at least one insurance company writing each type, or that name it on their own website.

Source: our listings. Appointment with a company that writes a type does not guarantee an agency sells it today.

Where Grand Prairie agencies are

Grand Prairie agencies we list sit in 5 ZIP codes, mostly in Dallas County.

7505226 agencies
7505017 agencies
7505110 agencies
7505410 agencies
750531 agency

Questions

Insurance agencies in Grand Prairie

How do I find an insurance agency in Grand Prairie?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What insurance can I get from agencies in Grand Prairie?

Most often auto, life, home, motorcycle, boat. Pick a type in the filters to narrow the list.

Which insurance companies do Grand Prairie agencies work with?

Among the 54 Grand Prairie agencies whose appointments we hold, the companies they are most often appointed with are Home State (15), Old American (13), Redpoint (12), Aetna (10), Foremost (10). An appointed agency can quote that company's policies.

Do I need flood insurance in Grand Prairie?

FEMA's National Risk Index rates inland flooding risk in Dallas County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

Do I need renters insurance in Grand Prairie?

41.3% of households in Grand Prairie rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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