Commercial Auto insurance · Texas

Commercial Auto Insurance Agencies in Grand Prairie, TX

Covers vehicles used for business, which personal auto policies exclude.

Local insight

Commercial Auto insurance in Grand Prairie: what to know

Grand Prairie has 201,883 residents in 68,406 households. We list 10 agencies for commercial auto insurance in Grand Prairie. Here is what the local numbers say about the cover people here need.

Grand Prairie at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Dallas County

FEMA rates the overall natural hazard risk in Dallas County, where most Grand Prairie agencies we list are located, as Very High compared with other U.S. counties. The hazards it rates highest:

  • HailVery High

    Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.

    Home insurance in Grand Prairie
  • TornadoVery High

    Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.

    Home insurance in Grand Prairie
  • Ice stormVery High
  • Inland floodingVery High

    Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

    Flood insurance in Texas
  • Winter weatherVery High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies Grand Prairie agencies work with

Of the 10 Grand Prairie agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

  1. Progressive10 agencies
  2. Home State6 agencies
  3. Redpoint6 agencies
  4. Foremost5 agencies
  5. GEICO5 agencies
  6. Old American4 agencies
  7. Agricultural Workers Mutual Auto Insurance Company3 agencies
  8. American Modern3 agencies
  9. GAINSCO3 agencies
  10. Incline3 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Grand Prairie agencies are

Grand Prairie agencies we list sit in 5 ZIP codes, mostly in Dallas County.

  • 750504 agencies
  • 750522 agencies
  • 750542 agencies
  • 750511 agency
  • 750531 agency

Questions

Commercial Auto insurance in Grand Prairie

All insurance agencies in Grand Prairie · Commercial Auto insurance across Texas

Where can I find commercial auto insurance in Grand Prairie?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does commercial auto insurance cover?

Covers vehicles used for business, which personal auto policies exclude.

Which insurance companies do Grand Prairie agencies work with?

Among the 10 Grand Prairie agencies whose appointments we hold, the companies they are most often appointed with are Progressive (10), Home State (6), Redpoint (6), Foremost (5), GEICO (5). An appointed agency can quote that company's policies.

Do I need flood insurance in Grand Prairie?

FEMA's National Risk Index rates inland flooding risk in Dallas County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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