Commercial Auto insurance · Texas

Commercial Auto Insurance Agencies in Irving, TX

Covers vehicles used for business, which personal auto policies exclude.

Local insight

Commercial Auto insurance in Irving: what to know

Irving has 256,492 residents in 94,845 households. We list 55 agencies for commercial auto insurance in Irving. Here is what the local numbers say about the cover people here need.

Irving at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Dallas County

FEMA rates the overall natural hazard risk in Dallas County, where most Irving agencies we list are located, as Very High compared with other U.S. counties. The hazards it rates highest:

  • HailVery High

    Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.

    Home insurance in Irving
  • TornadoVery High

    Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.

    Home insurance in Irving
  • Ice stormVery High
  • Inland floodingVery High

    Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

    Flood insurance in Texas
  • Winter weatherVery High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies Irving agencies work with

Of the 55 Irving agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

  1. Progressive43 agencies
  2. Foremost25 agencies
  3. Infinity25 agencies
  4. Old American24 agencies
  5. Home State23 agencies
  6. GAINSCO22 agencies
  7. GEICO22 agencies
  8. National General19 agencies
  9. Redpoint19 agencies
  10. Liberty Mutual18 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Irving agencies are

Irving agencies we list sit in 9 ZIP codes, mostly in Dallas County.

  • 7506220 agencies
  • 750619 agencies
  • 750387 agencies
  • 750637 agencies
  • 750605 agencies
  • 750394 agencies
  • 750141 agency
  • 750151 agency
  • 750161 agency

Questions

Commercial Auto insurance in Irving

All insurance agencies in Irving · Commercial Auto insurance across Texas

Where can I find commercial auto insurance in Irving?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does commercial auto insurance cover?

Covers vehicles used for business, which personal auto policies exclude.

Which insurance companies do Irving agencies work with?

Among the 55 Irving agencies whose appointments we hold, the companies they are most often appointed with are Progressive (43), Foremost (25), Infinity (25), Old American (24), Home State (23). An appointed agency can quote that company's policies.

Do I need flood insurance in Irving?

FEMA's National Risk Index rates inland flooding risk in Dallas County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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