Grand Prairie has 201,883 residents in 68,406 households. We list 15 agencies for accident & health insurance in Grand Prairie. Here is what the local numbers say about the cover people here need.

Grand Prairie at a glance

15accident & health insurance agencies listed
41.3%of households rentRenters insurance
$295,500median home valueHome insurance
1992median year homes were builtRebuild cost calculator
5%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Dallas County

FEMA rates the overall natural hazard risk in Dallas County, where most Grand Prairie agencies we list are located, as Very High compared with other U.S. counties. The hazards it rates highest:

HailVery High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Grand Prairie
TornadoVery High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Grand Prairie
Ice stormVery High
Inland floodingVery High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in Texas
Winter weatherVery High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Grand Prairie How much liability cover do you need?

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies Grand Prairie agencies work with

Of the 15 Grand Prairie agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Aetna10 agencies
Blue Cross Blue Shield8 agencies
UnitedHealthcare8 agencies
Medicare Advantage7 agencies
Centene4 agencies
Humana4 agencies
National General4 agencies
Cigna3 agencies
Home State3 agencies
LOYAL AMERICAN LIFE INSURANCE COMPANY3 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Grand Prairie agencies are

Grand Prairie agencies we list sit in 4 ZIP codes, mostly in Dallas County.

750527 agencies
750514 agencies
750503 agencies
750541 agency

Questions

Accident & Health insurance in Grand Prairie

All insurance agencies in Grand Prairie · Accident & Health insurance across Texas

Where can I find accident & health insurance in Grand Prairie?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does accident & health insurance cover?

Supplemental cover that pays out on accident, illness or hospital stay.

Which insurance companies do Grand Prairie agencies work with?

Among the 15 Grand Prairie agencies whose appointments we hold, the companies they are most often appointed with are Aetna (10), Blue Cross Blue Shield (8), UnitedHealthcare (8), Medicare Advantage (7), Centene (4). An appointed agency can quote that company's policies.

Do I need flood insurance in Grand Prairie?

FEMA's National Risk Index rates inland flooding risk in Dallas County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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Accident & Health insurance near Grand Prairie

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