Duncanville has 39,683 residents in 13,215 households. We list 14 insurance agencies in Duncanville. Here is what the local numbers say about the cover people here need.

Duncanville at a glance

14insurance agencies listed
34%of households rentRenters insurance
$255,500median home valueHome insurance
1978median year homes were builtRebuild cost calculator
4.3%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Dallas County

FEMA rates the overall natural hazard risk in Dallas County, where most Duncanville agencies we list are located, as Very High compared with other U.S. counties. The hazards it rates highest:

HailVery High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Duncanville
TornadoVery High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Duncanville
Ice stormVery High
Inland floodingVery High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in Texas
Winter weatherVery High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Duncanville How much liability cover do you need?

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies Duncanville agencies work with

Of the 12 Duncanville agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Home State6 agencies
Foremost5 agencies
GAINSCO4 agencies
Infinity4 agencies
Old American4 agencies
Progressive4 agencies
Redpoint4 agencies
WESTERN SURETY COMPANY4 agencies
American Modern3 agencies
National General3 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

What Duncanville agencies can write

Share of the 14 agencies listed in Duncanville that are appointed with at least one insurance company writing each type, or that name it on their own website.

Source: our listings. Appointment with a company that writes a type does not guarantee an agency sells it today.

Where Duncanville agencies are

Duncanville agencies we list sit in 3 ZIP codes, mostly in Dallas County.

751165 agencies
751375 agencies
751384 agencies

Questions

Insurance agencies in Duncanville

How do I find an insurance agency in Duncanville?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What insurance can I get from agencies in Duncanville?

Most often home, auto, landlord, boat, life. Pick a type in the filters to narrow the list.

Which insurance companies do Duncanville agencies work with?

Among the 12 Duncanville agencies whose appointments we hold, the companies they are most often appointed with are Home State (6), Foremost (5), GAINSCO (4), Infinity (4), Old American (4). An appointed agency can quote that company's policies.

Do I need flood insurance in Duncanville?

FEMA's National Risk Index rates inland flooding risk in Dallas County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

Do I need renters insurance in Duncanville?

34% of households in Duncanville rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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