Seattle has 754,195 residents in 363,466 households. We list 14 agencies for accident & health insurance in Seattle. Here is what the local numbers say about the cover people here need.

Seattle at a glance

14accident & health insurance agencies listed
56.3%of households rentRenters insurance
$938,600median home valueHome insurance
1976median year homes were builtRebuild cost calculator
19%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in King County

FEMA rates the overall natural hazard risk in King County, where most Seattle agencies we list are located, as Very High compared with other U.S. counties. The hazards it rates highest:

EarthquakeVery High
Standard home policies do not cover earthquake damage. It is bought as a separate policy or added to a home policy.
Earthquake insurance
Inland floodingVery High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance
Winter weatherRelatively High
Ice stormRelatively High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Washington

Washington requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $10,000 of property damage liability, often written 25/50/10.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Seattle How much liability cover do you need?

Source: app.leg.wa.gov. Checked 2026-10-24.

Insurance companies Seattle agencies work with

Of the 14 Seattle agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

UnitedHealthcare8 agencies
Aetna7 agencies
Medicare Advantage6 agencies
Centene5 agencies
CHA HMO,4 agencies
Humana4 agencies
Molina Healthcare of Texas,4 agencies
Vision Service Plan Insurance Company4 agencies
Ameritas Life Insurance3 agencies
BERKSHIRE LIFE INSURANCE COMPANY OF AMERICA3 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Seattle agencies are

Seattle agencies we list sit in 7 ZIP codes, mostly in King County.

981016 agencies
981883 agencies
981031 agency
981151 agency
981181 agency
981221 agency
981261 agency

Questions

Accident & Health insurance in Seattle

All insurance agencies in Seattle · Accident & Health insurance across Washington

Where can I find accident & health insurance in Seattle?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does accident & health insurance cover?

Supplemental cover that pays out on accident, illness or hospital stay.

Which insurance companies do Seattle agencies work with?

Among the 14 Seattle agencies whose appointments we hold, the companies they are most often appointed with are UnitedHealthcare (8), Aetna (7), Medicare Advantage (6), Centene (5), CHA HMO, (4). An appointed agency can quote that company's policies.

Do I need flood insurance in Seattle?

FEMA's National Risk Index rates inland flooding risk in King County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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