Accident & Health Insurance Agencies in Gig Harbor, WA

Gig Harbor at a glance

• 3accident & health insurance agencies listed
• 37.8%of households rentRenters insurance
• $767,100median home valueHome insurance
• 1998median year homes were builtRebuild cost calculator
• 3.2%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Pierce County

FEMA rates the overall natural hazard risk in Pierce County, where most Gig Harbor agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

• EarthquakeRelatively High

  Standard home policies do not cover earthquake damage. It is bought as a separate policy or added to a home policy.

  Earthquake insurance
• Inland floodingRelatively High

  Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

  Flood insurance
• LightningRelatively High

  Fire and lightning are standard covered causes of loss on home policies.

  Home insurance in Washington
• Ice stormRelatively High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Washington

Washington requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $10,000 of property damage liability, often written 25/50/10.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in WashingtonHow much liability cover do you need?

Source: app.leg.wa.gov. Checked 2026-10-24.

Where Gig Harbor agencies are

Gig Harbor agencies we list sit in 2 ZIP codes, mostly in Pierce County.

• 983352 agencies
• 983291 agency