Accident & Health insurance · Washington

Accident & Health Insurance Agencies in Vancouver, WA

Supplemental cover that pays out on accident, illness or hospital stay.

Local insight

Accident & Health insurance in Vancouver: what to know

Vancouver has 195,300 residents in 81,504 households. We list 10 agencies for accident & health insurance in Vancouver. Here is what the local numbers say about the cover people here need.

Vancouver at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Clark County

FEMA rates the overall natural hazard risk in Clark County, where most Vancouver agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

  • Ice stormRelatively High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Washington

Washington requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $10,000 of property damage liability, often written 25/50/10.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Source: app.leg.wa.gov. Checked 2026-10-24.

Insurance companies Vancouver agencies work with

Of the 10 Vancouver agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

  1. Medicare Advantage7 agencies
  2. Centene6 agencies
  3. UnitedHealthcare6 agencies
  4. Aetna4 agencies
  5. Devoted Health Plan of Texas,4 agencies
  6. Humana4 agencies
  7. Molina Healthcare of Texas,4 agencies
  8. SCAN Health Plan Texas,4 agencies
  9. HealthSpring Life & Health Insurance Company,3 agencies
  10. Blue Cross Blue Shield2 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Vancouver agencies are

Vancouver agencies we list sit in 7 ZIP codes, mostly in Clark County.

  • 986653 agencies
  • 986642 agencies
  • 986601 agency
  • 986611 agency
  • 986821 agency
  • 986841 agency
  • 986851 agency
Where can I find accident & health insurance in Vancouver?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does accident & health insurance cover?

Supplemental cover that pays out on accident, illness or hospital stay.

Which insurance companies do Vancouver agencies work with?

Among the 10 Vancouver agencies whose appointments we hold, the companies they are most often appointed with are Medicare Advantage (7), Centene (6), UnitedHealthcare (6), Aetna (4), Devoted Health Plan of Texas, (4). An appointed agency can quote that company's policies.

Do I need flood insurance in Vancouver?

FEMA's National Risk Index rates inland flooding risk in Clark County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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