Landlord insurance · Washington

Landlord Insurance Agencies in Seattle, WA

Covers a property you rent out, including loss of rental income.

Local insight

Landlord insurance in Seattle: what to know

Seattle has 754,195 residents in 363,466 households. We list 15 agencies for landlord insurance in Seattle. Here is what the local numbers say about the cover people here need.

Seattle at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in King County

FEMA rates the overall natural hazard risk in King County, where most Seattle agencies we list are located, as Very High compared with other U.S. counties. The hazards it rates highest:

  • EarthquakeVery High

    Standard home policies do not cover earthquake damage. It is bought as a separate policy or added to a home policy.

    Earthquake insurance
  • Inland floodingVery High

    Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

    Flood insurance
  • Winter weatherRelatively High
  • Ice stormRelatively High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Insurance companies Seattle agencies work with

Of the 15 Seattle agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

  1. Liberty Mutual12 agencies
  2. Travelers11 agencies
  3. Travelers (Standard Fire)11 agencies
  4. Safeco10 agencies
  5. Liberty Mutual (Safeco)9 agencies
  6. Progressive8 agencies
  7. Nationwide7 agencies
  8. Nationwide (Allied)7 agencies
  9. Nationwide (Colonial)7 agencies
  10. Chubb (ACE)6 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Seattle agencies are

Seattle agencies we list sit in 9 ZIP codes, mostly in King County.

  • 981014 agencies
  • 981213 agencies
  • 981092 agencies
  • 981041 agency
  • 981181 agency
  • 981251 agency
  • 981441 agency
  • 981881 agency
  • 981991 agency
Where can I find landlord insurance in Seattle?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does landlord insurance cover?

Covers a property you rent out, including loss of rental income.

Which insurance companies do Seattle agencies work with?

Among the 15 Seattle agencies whose appointments we hold, the companies they are most often appointed with are Liberty Mutual (12), Travelers (11), Travelers (Standard Fire) (11), Safeco (10), Liberty Mutual (Safeco) (9). An appointed agency can quote that company's policies.

Do I need flood insurance in Seattle?

FEMA's National Risk Index rates inland flooding risk in King County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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