Seattle has 754,195 residents in 363,466 households. We list 86 insurance agencies in Seattle. Here is what the local numbers say about the cover people here need.

Seattle at a glance

86insurance agencies listed
56.3%of households rentRenters insurance
$938,600median home valueHome insurance
1976median year homes were builtRebuild cost calculator
19%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in King County

FEMA rates the overall natural hazard risk in King County, where most Seattle agencies we list are located, as Very High compared with other U.S. counties. The hazards it rates highest:

EarthquakeVery High
Standard home policies do not cover earthquake damage. It is bought as a separate policy or added to a home policy.
Earthquake insurance
Inland floodingVery High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance
Winter weatherRelatively High
Ice stormRelatively High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Washington

Washington requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $10,000 of property damage liability, often written 25/50/10.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Seattle How much liability cover do you need?

Source: app.leg.wa.gov. Checked 2026-10-24.

Insurance companies Seattle agencies work with

Of the 50 Seattle agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Liberty Mutual14 agencies
Travelers14 agencies
Travelers (Standard Fire)13 agencies
Liberty Mutual (Safeco)11 agencies
Chubb (ACE)10 agencies
Safeco10 agencies
Progressive9 agencies
The Hartford9 agencies
Nationwide8 agencies
UnitedHealthcare8 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

What Seattle agencies can write

Share of the 86 agencies listed in Seattle that are appointed with at least one insurance company writing each type, or that name it on their own website.

Source: our listings. Appointment with a company that writes a type does not guarantee an agency sells it today.

Where Seattle agencies are

Seattle agencies we list sit in 28 ZIP codes, mostly in King County.

9810116 agencies
981049 agencies
981887 agencies
981216 agencies
981195 agencies
981074 agencies
981094 agencies
981334 agencies
981994 agencies
981153 agencies
981183 agencies
981022 agencies
981032 agencies
981252 agencies
981662 agencies
981061 agency
981081 agency
981121 agency
981171 agency
981221 agency
981261 agency
981361 agency
981441 agency
981481 agency

Questions

Insurance agencies in Seattle

How do I find an insurance agency in Seattle?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What insurance can I get from agencies in Seattle?

Most often life, general liability, workers' compensation, home, auto. Pick a type in the filters to narrow the list.

Which insurance companies do Seattle agencies work with?

Among the 50 Seattle agencies whose appointments we hold, the companies they are most often appointed with are Liberty Mutual (14), Travelers (14), Travelers (Standard Fire) (13), Liberty Mutual (Safeco) (11), Chubb (ACE) (10). An appointed agency can quote that company's policies.

Do I need flood insurance in Seattle?

FEMA's National Risk Index rates inland flooding risk in King County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

Do I need renters insurance in Seattle?

56.3% of households in Seattle rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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