Health insurance · Washington

Health Insurance Agencies in Seattle, WA

Individual and family medical cover outside an employer plan.

Local insight

Health insurance in Seattle: what to know

Seattle has 754,195 residents in 363,466 households. We list 13 agencies for health insurance in Seattle. Here is what the local numbers say about the cover people here need.

Seattle at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in King County

FEMA rates the overall natural hazard risk in King County, where most Seattle agencies we list are located, as Very High compared with other U.S. counties. The hazards it rates highest:

  • EarthquakeVery High

    Standard home policies do not cover earthquake damage. It is bought as a separate policy or added to a home policy.

    Earthquake insurance
  • Inland floodingVery High

    Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

    Flood insurance
  • Winter weatherRelatively High
  • Ice stormRelatively High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Insurance companies Seattle agencies work with

Of the 13 Seattle agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

  1. UnitedHealthcare8 agencies
  2. Aetna7 agencies
  3. Medicare Advantage6 agencies
  4. Centene5 agencies
  5. CHA HMO,4 agencies
  6. Humana4 agencies
  7. Molina Healthcare of Texas,4 agencies
  8. Vision Service Plan Insurance Company4 agencies
  9. Progressive3 agencies
  10. Alpha Dental Programs,2 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Seattle agencies are

Seattle agencies we list sit in 7 ZIP codes, mostly in King County.

  • 981015 agencies
  • 981883 agencies
  • 981031 agency
  • 981151 agency
  • 981181 agency
  • 981221 agency
  • 981261 agency
Where can I find health insurance in Seattle?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does health insurance cover?

Individual and family medical cover outside an employer plan.

Which insurance companies do Seattle agencies work with?

Among the 13 Seattle agencies whose appointments we hold, the companies they are most often appointed with are UnitedHealthcare (8), Aetna (7), Medicare Advantage (6), Centene (5), CHA HMO, (4). An appointed agency can quote that company's policies.

Do I need flood insurance in Seattle?

FEMA's National Risk Index rates inland flooding risk in King County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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