Olympia has 55,951 residents in 25,451 households. We list 3 agencies for health insurance in Olympia. Here is what the local numbers say about the cover people here need.

Olympia at a glance

3health insurance agencies listed
50.2%of households rentRenters insurance
$486,200median home valueHome insurance
1982median year homes were builtRebuild cost calculator
7.6%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Thurston County

FEMA rates the overall natural hazard risk in Thurston County, where most Olympia agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

EarthquakeRelatively High
Standard home policies do not cover earthquake damage. It is bought as a separate policy or added to a home policy.
Earthquake insurance

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Washington

Washington requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $10,000 of property damage liability, often written 25/50/10.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Washington How much liability cover do you need?

Source: app.leg.wa.gov. Checked 2026-10-24.

Where Olympia agencies are

Olympia agencies we list sit in 3 ZIP codes, mostly in Thurston County.

985021 agency
985121 agency
985161 agency

Questions

Health insurance in Olympia

All insurance agencies in Olympia · Health insurance across Washington

Where can I find health insurance in Olympia?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does health insurance cover?

Individual and family medical cover outside an employer plan.

Do I need flood insurance in Olympia?

FEMA's National Risk Index rates inland flooding risk in Thurston County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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