Spokane has 230,293 residents in 97,446 households. We list 5 agencies for landlord insurance in Spokane. Here is what the local numbers say about the cover people here need.

Spokane at a glance

5landlord insurance agencies listed
41.2%of households rentRenters insurance
$363,500median home valueHome insurance
1961median year homes were builtRebuild cost calculator
9.5%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Spokane County

FEMA rates the overall natural hazard risk in Spokane County, where most Spokane agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

Ice stormVery High
Strong windRelatively High
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Spokane
Winter weatherRelatively High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Where Spokane agencies are

Spokane agencies we list sit in 4 ZIP codes, mostly in Spokane County.

992082 agencies
992011 agency
992061 agency
992241 agency

Questions

Landlord insurance in Spokane

All insurance agencies in Spokane · Landlord insurance across Washington

Where can I find landlord insurance in Spokane?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does landlord insurance cover?

Covers a property you rent out, including loss of rental income.

Do I need flood insurance in Spokane?

FEMA's National Risk Index rates inland flooding risk in Spokane County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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