Portland has 641,165 residents in 289,705 households. We list 12 agencies for accident & health insurance in Portland. Here is what the local numbers say about the cover people here need.

Portland at a glance

12accident & health insurance agencies listed
48%of households rentRenters insurance
$581,500median home valueHome insurance
1966median year homes were builtRebuild cost calculator
13.7%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Washington County

FEMA rates the overall natural hazard risk in Washington County, where most Portland agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

EarthquakeRelatively High
Standard home policies do not cover earthquake damage. It is bought as a separate policy or added to a home policy.
Earthquake insurance
Inland floodingRelatively High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance
Ice stormRelatively High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Oregon

Oregon requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $20,000 of property damage liability, often written 25/50/20. It also requires personal injury protection ($15,000) and uninsured motorist coverage ($25,000 per person, $50,000 per accident).

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Portland How much liability cover do you need?

Source: oregon.gov. Checked 2026-10-24.

Insurance companies Portland agencies work with

Of the 12 Portland agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

UnitedHealthcare8 agencies
Medicare Advantage6 agencies
Aetna4 agencies
Ameritas Life Insurance4 agencies
Blue Cross Blue Shield4 agencies
Centene4 agencies
Liberty Mutual4 agencies
Nationwide4 agencies
Progressive4 agencies
The Hartford4 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Portland agencies are

Portland agencies we list sit in 8 ZIP codes, mostly in Washington County.

972042 agencies
972222 agencies
972232 agencies
972242 agencies
972101 agency
972291 agency
972321 agency
972391 agency

Questions

Accident & Health insurance in Portland

All insurance agencies in Portland · Accident & Health insurance across Oregon

Where can I find accident & health insurance in Portland?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does accident & health insurance cover?

Supplemental cover that pays out on accident, illness or hospital stay.

Which insurance companies do Portland agencies work with?

Among the 12 Portland agencies whose appointments we hold, the companies they are most often appointed with are UnitedHealthcare (8), Medicare Advantage (6), Aetna (4), Ameritas Life Insurance (4), Blue Cross Blue Shield (4). An appointed agency can quote that company's policies.

Do I need flood insurance in Portland?

FEMA's National Risk Index rates inland flooding risk in Washington County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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