Condo insurance · Oregon

Condo Insurance Agencies in Portland, OR

Fills the gap between your condo association master policy and your own unit.

Local insight

Condo insurance in Portland: what to know

Portland has 641,165 residents in 289,705 households. We list 16 agencies for condo insurance in Portland. Here is what the local numbers say about the cover people here need.

Portland at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Multnomah County

FEMA rates the overall natural hazard risk in Multnomah County, where most Portland agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

  • EarthquakeRelatively High

    Standard home policies do not cover earthquake damage. It is bought as a separate policy or added to a home policy.

    Earthquake insurance
  • Inland floodingRelatively High

    Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

    Flood insurance
  • Ice stormRelatively High
  • Winter weatherRelatively High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Oregon

Oregon requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $20,000 of property damage liability, often written 25/50/20. It also requires personal injury protection ($15,000) and uninsured motorist coverage ($25,000 per person, $50,000 per accident).

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Source: oregon.gov. Checked 2026-10-24.

Insurance companies Portland agencies work with

Of the 16 Portland agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

  1. Liberty Mutual12 agencies
  2. Safeco12 agencies
  3. Travelers12 agencies
  4. Liberty Mutual (Safeco)11 agencies
  5. Chubb8 agencies
  6. Chubb (ACE)8 agencies
  7. Employers8 agencies
  8. Nationwide7 agencies
  9. Progressive7 agencies
  10. Travelers (Standard Fire)7 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Portland agencies are

Portland agencies we list sit in 13 ZIP codes, mostly in Multnomah County.

  • 972053 agencies
  • 972232 agencies
  • 972011 agency
  • 972041 agency
  • 972101 agency
  • 972121 agency
  • 972161 agency
  • 972191 agency
  • 972221 agency
  • 972241 agency
  • 972321 agency
  • 972391 agency
  • 972681 agency
Where can I find condo insurance in Portland?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does condo insurance cover?

Fills the gap between your condo association master policy and your own unit.

Which insurance companies do Portland agencies work with?

Among the 16 Portland agencies whose appointments we hold, the companies they are most often appointed with are Liberty Mutual (12), Safeco (12), Travelers (12), Liberty Mutual (Safeco) (11), Chubb (8). An appointed agency can quote that company's policies.

Do I need flood insurance in Portland?

FEMA's National Risk Index rates inland flooding risk in Multnomah County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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