Portland has 641,165 residents in 289,705 households. We list 28 agencies for life insurance in Portland. Here is what the local numbers say about the cover people here need.

Portland at a glance

28life insurance agencies listed
48%of households rentRenters insurance
$581,500median home valueHome insurance
1966median year homes were builtRebuild cost calculator
13.7%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Multnomah County

FEMA rates the overall natural hazard risk in Multnomah County, where most Portland agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

EarthquakeRelatively High
Standard home policies do not cover earthquake damage. It is bought as a separate policy or added to a home policy.
Earthquake insurance
Inland floodingRelatively High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance
Ice stormRelatively High
Winter weatherRelatively High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Oregon

Oregon requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $20,000 of property damage liability, often written 25/50/20. It also requires personal injury protection ($15,000) and uninsured motorist coverage ($25,000 per person, $50,000 per accident).

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Portland How much liability cover do you need?

Source: oregon.gov. Checked 2026-10-24.

Insurance companies Portland agencies work with

Of the 28 Portland agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Nationwide15 agencies
Corebridge (AIG Life)9 agencies
Pruco Life Insurance Company9 agencies
Liberty Mutual8 agencies
Ameritas Life Insurance7 agencies
Liberty Mutual (Safeco)7 agencies
Pacific Life Insurance Company7 agencies
Safeco7 agencies
The Lincoln National Life Insurance Company7 agencies
Travelers7 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Portland agencies are

Portland agencies we list sit in 13 ZIP codes, mostly in Multnomah County.

972235 agencies
972094 agencies
972394 agencies
972223 agencies
972243 agencies
972322 agencies
972011 agency
972041 agency
972051 agency
972101 agency
972121 agency
972161 agency
972191 agency

Questions

Life insurance in Portland

All insurance agencies in Portland · Life insurance across Oregon

Where can I find life insurance in Portland?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does life insurance cover?

Pays a lump sum to the people who depend on your income.

Which insurance companies do Portland agencies work with?

Among the 28 Portland agencies whose appointments we hold, the companies they are most often appointed with are Nationwide (15), Corebridge (AIG Life) (9), Pruco Life Insurance Company (9), Liberty Mutual (8), Ameritas Life Insurance (7). An appointed agency can quote that company's policies.

Do I need flood insurance in Portland?

FEMA's National Risk Index rates inland flooding risk in Multnomah County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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