Medford has 86,315 residents in 34,813 households. We list 4 agencies for accident & health insurance in Medford. Here is what the local numbers say about the cover people here need.

Medford at a glance

4accident & health insurance agencies listed
43.7%of households rentRenters insurance
$417,100median home valueHome insurance
1984median year homes were builtRebuild cost calculator
6.8%of households have no carAuto insurance
3.4%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Jackson County

FEMA rates the overall natural hazard risk in Jackson County, where most Medford agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

Winter weatherVery High
WildfireRelatively High
Fire is a standard cause of loss on home policies. In high-risk areas, check that the dwelling limit would rebuild the home at today’s costs.
Home insurance in Oregon

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Oregon

Oregon requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $20,000 of property damage liability, often written 25/50/20. It also requires personal injury protection ($15,000) and uninsured motorist coverage ($25,000 per person, $50,000 per accident).

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Oregon How much liability cover do you need?

Source: oregon.gov. Checked 2026-10-24.

Where Medford agencies are

Medford agencies we list sit in 2 ZIP codes, mostly in Jackson County.

975043 agencies
975011 agency

Questions

Accident & Health insurance in Medford

All insurance agencies in Medford · Accident & Health insurance across Oregon

Where can I find accident & health insurance in Medford?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does accident & health insurance cover?

Supplemental cover that pays out on accident, illness or hospital stay.

Do I need flood insurance in Medford?

FEMA's National Risk Index rates inland flooding risk in Jackson County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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