Accident & Health Insurance Agencies in Grants Pass, OR

Grants Pass at a glance

• 4accident & health insurance agencies listed
• 43%of households rentRenters insurance
• $382,600median home valueHome insurance
• 1983median year homes were builtRebuild cost calculator
• 8.7%of households have no carAuto insurance
• 4.5%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Josephine County

FEMA rates the overall natural hazard risk in Josephine County, where most Grants Pass agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

• WildfireRelatively High

  Fire is a standard cause of loss on home policies. In high-risk areas, check that the dwelling limit would rebuild the home at today’s costs.

  Home insurance in Oregon

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Oregon

Oregon requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $20,000 of property damage liability, often written 25/50/20. It also requires personal injury protection ($15,000) and uninsured motorist coverage ($25,000 per person, $50,000 per accident).

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in OregonHow much liability cover do you need?

Source: oregon.gov. Checked 2026-10-24.

Where Grants Pass agencies are

Grants Pass agencies we list sit in 2 ZIP codes, mostly in Josephine County.

• 975263 agencies
• 975281 agency