Austin has 979,539 residents in 456,113 households. We list 116 agencies for vacant land insurance in Austin. Here is what the local numbers say about the cover people here need.

Austin at a glance

116vacant land insurance agencies listed
56.6%of households rentRenters insurance
$555,300median home valueHome insurance
1994median year homes were builtRebuild cost calculator
7.1%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Travis County

FEMA rates the overall natural hazard risk in Travis County, where most Austin agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

TornadoVery High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Austin
HailVery High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Austin
Inland floodingRelatively High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in Austin
Strong windRelatively High
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Austin
LightningRelatively High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Austin

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Austin How much liability cover do you need?

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies Austin agencies work with

Of the 116 Austin agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Foremost95 agencies
Progressive72 agencies
American Modern61 agencies
Home State53 agencies
GEICO51 agencies
Travelers50 agencies
Liberty Mutual49 agencies
Liberty Mutual (Safeco)49 agencies
Safeco49 agencies
Travelers (Standard Fire)48 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Austin agencies are

Austin agencies we list sit in 39 ZIP codes, mostly in Travis County.

7875914 agencies
7873110 agencies
787047 agencies
787457 agencies
787486 agencies
787345 agencies
787465 agencies
787535 agencies
787575 agencies
787173 agencies
787373 agencies
787383 agencies
787503 agencies
787523 agencies
787563 agencies
787012 agencies
787022 agencies
787032 agencies
787092 agencies
787292 agencies
787352 agencies
787412 agencies
787472 agencies
787582 agencies

Questions

Vacant Land insurance in Austin

All insurance agencies in Austin · Vacant Land insurance across Texas

Where can I find vacant land insurance in Austin?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does vacant land insurance cover?

Liability cover for land you own but have not built on.

Which insurance companies do Austin agencies work with?

Among the 116 Austin agencies whose appointments we hold, the companies they are most often appointed with are Foremost (95), Progressive (72), American Modern (61), Home State (53), GEICO (51). An appointed agency can quote that company's policies.

Do I need flood insurance in Austin?

FEMA's National Risk Index rates inland flooding risk in Travis County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

Nearby

Vacant Land insurance near Austin

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