Austin has 979,539 residents in 456,113 households. We list 180 agencies for commercial auto insurance in Austin. Here is what the local numbers say about the cover people here need.

Austin at a glance

180commercial auto insurance agencies listed
56.6%of households rentRenters insurance
$555,300median home valueHome insurance
1994median year homes were builtRebuild cost calculator
7.1%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Travis County

FEMA rates the overall natural hazard risk in Travis County, where most Austin agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

TornadoVery High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Austin
HailVery High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Austin
Inland floodingRelatively High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in Austin
Strong windRelatively High
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Austin
LightningRelatively High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Austin

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Austin How much liability cover do you need?

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies Austin agencies work with

Of the 180 Austin agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Progressive115 agencies
Travelers80 agencies
The Hartford76 agencies
Foremost74 agencies
Travelers (Standard Fire)73 agencies
Liberty Mutual69 agencies
GEICO65 agencies
Liberty Mutual (Safeco)65 agencies
Safeco61 agencies
Home State59 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Austin agencies are

Austin agencies we list sit in 42 ZIP codes, mostly in Travis County.

7873118 agencies
7875914 agencies
7870411 agencies
7874611 agencies
787018 agencies
787388 agencies
787347 agencies
787457 agencies
787577 agencies
787025 agencies
787205 agencies
787495 agencies
787034 agencies
787304 agencies
787354 agencies
787484 agencies
787524 agencies
787584 agencies
787093 agencies
787163 agencies
787293 agencies
787373 agencies
787413 agencies
787473 agencies

Questions

Commercial Auto insurance in Austin

All insurance agencies in Austin · Commercial Auto insurance across Texas

Where can I find commercial auto insurance in Austin?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does commercial auto insurance cover?

Covers vehicles used for business, which personal auto policies exclude.

Which insurance companies do Austin agencies work with?

Among the 180 Austin agencies whose appointments we hold, the companies they are most often appointed with are Progressive (115), Travelers (80), The Hartford (76), Foremost (74), Travelers (Standard Fire) (73). An appointed agency can quote that company's policies.

Do I need flood insurance in Austin?

FEMA's National Risk Index rates inland flooding risk in Travis County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

Nearby

Commercial Auto insurance near Austin

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