Austin has 979,539 residents in 456,113 households. We list 89 agencies for inland marine insurance in Austin. Here is what the local numbers say about the cover people here need.

Austin at a glance

89inland marine insurance agencies listed
56.6%of households rentRenters insurance
$555,300median home valueHome insurance
1994median year homes were builtRebuild cost calculator
7.1%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Travis County

FEMA rates the overall natural hazard risk in Travis County, where most Austin agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

TornadoVery High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Austin
HailVery High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Austin
Inland floodingRelatively High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in Austin
Strong windRelatively High
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Austin
LightningRelatively High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Austin

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Austin How much liability cover do you need?

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies Austin agencies work with

Of the 89 Austin agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Travelers78 agencies
Travelers (Standard Fire)73 agencies
The Hartford55 agencies
Liberty Mutual53 agencies
Progressive51 agencies
Liberty Mutual (Safeco)50 agencies
Mercury50 agencies
Safeco45 agencies
Foremost44 agencies
Chubb (ACE)40 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Austin agencies are

Austin agencies we list sit in 34 ZIP codes, mostly in Travis County.

7875912 agencies
787318 agencies
787347 agencies
787045 agencies
787385 agencies
787465 agencies
787034 agencies
787374 agencies
787023 agencies
787303 agencies
787493 agencies
787012 agencies
787202 agencies
787412 agencies
787452 agencies
787572 agencies
787612 agencies
787682 agencies
787091 agency
787161 agency
787171 agency
787191 agency
787231 agency
787291 agency

Questions

Inland Marine insurance in Austin

All insurance agencies in Austin · Inland Marine insurance across Texas

Where can I find inland marine insurance in Austin?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does inland marine insurance cover?

Covers goods, tools and equipment while in transit or away from your premises.

Which insurance companies do Austin agencies work with?

Among the 89 Austin agencies whose appointments we hold, the companies they are most often appointed with are Travelers (78), Travelers (Standard Fire) (73), The Hartford (55), Liberty Mutual (53), Progressive (51). An appointed agency can quote that company's policies.

Do I need flood insurance in Austin?

FEMA's National Risk Index rates inland flooding risk in Travis County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

Nearby

Inland Marine insurance near Austin

For insurance agencies

Is your Austin agency listed?

Claim your free listing to keep your details right, then add your logo, website and social profiles.

Claim your listing