Vacant Land insurance · Texas

Vacant Land Insurance Agencies in Round Rock, TX

Liability cover for land you own but have not built on.

Local insight

Vacant Land insurance in Round Rock: what to know

Round Rock has 127,786 residents in 48,647 households. We list 20 agencies for vacant land insurance in Round Rock. Here is what the local numbers say about the cover people here need.

Round Rock at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Williamson County

FEMA rates the overall natural hazard risk in Williamson County, where most Round Rock agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

  • Winter weatherVery High
  • HailRelatively High

    Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.

    Home insurance in Round Rock
  • TornadoRelatively High

    Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.

    Home insurance in Round Rock
  • LightningRelatively High

    Fire and lightning are standard covered causes of loss on home policies.

    Home insurance in Round Rock

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies Round Rock agencies work with

Of the 20 Round Rock agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

  1. Foremost15 agencies
  2. American Modern11 agencies
  3. Progressive11 agencies
  4. Markel9 agencies
  5. Travelers9 agencies
  6. Liberty Mutual8 agencies
  7. Liberty Mutual (Safeco)8 agencies
  8. Travelers (Standard Fire)8 agencies
  9. GEICO7 agencies
  10. National General7 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Round Rock agencies are

Round Rock agencies we list sit in 4 ZIP codes, mostly in Williamson County.

  • 786649 agencies
  • 786818 agencies
  • 786652 agencies
  • 786801 agency

Questions

Vacant Land insurance in Round Rock

All insurance agencies in Round Rock · Vacant Land insurance across Texas

Where can I find vacant land insurance in Round Rock?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does vacant land insurance cover?

Liability cover for land you own but have not built on.

Which insurance companies do Round Rock agencies work with?

Among the 20 Round Rock agencies whose appointments we hold, the companies they are most often appointed with are Foremost (15), American Modern (11), Progressive (11), Markel (9), Travelers (9). An appointed agency can quote that company's policies.

Do I need flood insurance in Round Rock?

FEMA's National Risk Index rates inland flooding risk in Williamson County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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