Davidson County has 715,388 residents in 324,907 households. We list 52 agencies for life insurance in Nashville. Here is what the local numbers say about the cover people here need.

Nashville at a glance

52life insurance agencies listed
47.2%of households rentRenters insurance
$417,400median home valueHome insurance
1986median year homes were builtRebuild cost calculator
6.5%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates, for Davidson County (the Census does not publish Nashville as a separate place). Agency count: our listings.

Natural hazard risk in Davidson County

FEMA rates the overall natural hazard risk in Davidson County, where most Nashville agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

Inland floodingRelatively High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance
EarthquakeRelatively High
Standard home policies do not cover earthquake damage. It is bought as a separate policy or added to a home policy.
Earthquake insurance
TornadoRelatively High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Nashville
Strong windRelatively High
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Nashville

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Tennessee

Tennessee requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $25,000 of property damage liability, often written 25/50/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Nashville How much liability cover do you need?

Source: tn.gov. Checked 2026-10-24.

Insurance companies Nashville agencies work with

Of the 52 Nashville agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Corebridge (AIG Life)17 agencies
Aetna15 agencies
UnitedHealthcare15 agencies
Nationwide14 agencies
Blue Cross Blue Shield12 agencies
Centene12 agencies
Medicare Advantage12 agencies
Gerber Life Insurance Company11 agencies
Humana10 agencies
Cariten Health Plan8 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Nashville agencies are

Nashville agencies we list sit in 16 ZIP codes, mostly in Davidson County.

372098 agencies
372037 agencies
372147 agencies
372156 agencies
372284 agencies
372113 agencies
372123 agencies
372193 agencies
372052 agencies
372102 agencies
372212 agencies
372041 agency
372061 agency
372071 agency
372161 agency
372171 agency

Questions

Life insurance in Nashville

All insurance agencies in Nashville · Life insurance across Tennessee

Where can I find life insurance in Nashville?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does life insurance cover?

Pays a lump sum to the people who depend on your income.

Which insurance companies do Nashville agencies work with?

Among the 52 Nashville agencies whose appointments we hold, the companies they are most often appointed with are Corebridge (AIG Life) (17), Aetna (15), UnitedHealthcare (15), Nationwide (14), Blue Cross Blue Shield (12). An appointed agency can quote that company's policies.

Do I need flood insurance in Nashville?

FEMA's National Risk Index rates inland flooding risk in Davidson County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

Nearby

Life insurance near Nashville

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