Life insurance · Tennessee

Life Insurance Agencies in Franklin, TN

Pays a lump sum to the people who depend on your income.

Local insight

Life insurance in Franklin: what to know

Franklin has 87,133 residents in 33,998 households. We list 32 agencies for life insurance in Franklin. Here is what the local numbers say about the cover people here need.

Franklin at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Williamson County

FEMA rates the overall natural hazard risk in Williamson County, where most Franklin agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

  • Strong windRelatively High

    Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.

    Home insurance in Franklin
  • Ice stormRelatively High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Insurance companies Franklin agencies work with

Of the 32 Franklin agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

  1. Corebridge (AIG Life)9 agencies
  2. Nationwide9 agencies
  3. UnitedHealthcare8 agencies
  4. Medicare Advantage7 agencies
  5. Centene6 agencies
  6. HealthSpring Life & Health Insurance Company,6 agencies
  7. Pruco Life Insurance Company6 agencies
  8. Aetna5 agencies
  9. Blue Cross Blue Shield5 agencies
  10. Devoted Health Plan of Texas,5 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Franklin agencies are

Franklin agencies we list sit in 3 ZIP codes, mostly in Williamson County.

  • 3706718 agencies
  • 370649 agencies
  • 370695 agencies
Where can I find life insurance in Franklin?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does life insurance cover?

Pays a lump sum to the people who depend on your income.

Which insurance companies do Franklin agencies work with?

Among the 32 Franklin agencies whose appointments we hold, the companies they are most often appointed with are Corebridge (AIG Life) (9), Nationwide (9), UnitedHealthcare (8), Medicare Advantage (7), Centene (6). An appointed agency can quote that company's policies.

Do I need flood insurance in Franklin?

FEMA's National Risk Index rates inland flooding risk in Williamson County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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