Boat insurance · Tennessee

Boat Insurance Agencies in Nashville, TN

Covers your hull, motor, trailer and liability on the water.

Local insight

Boat insurance in Nashville: what to know

Davidson County has 715,388 residents in 324,907 households. We list 16 agencies for boat insurance in Nashville. Here is what the local numbers say about the cover people here need.

Nashville at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates, for Davidson County (the Census does not publish Nashville as a separate place). Agency count: our listings.

Natural hazard risk in Davidson County

FEMA rates the overall natural hazard risk in Davidson County, where most Nashville agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

  • Inland floodingRelatively High

    Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

    Flood insurance
  • EarthquakeRelatively High

    Standard home policies do not cover earthquake damage. It is bought as a separate policy or added to a home policy.

    Earthquake insurance
  • TornadoRelatively High

    Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.

    Home insurance in Nashville
  • Strong windRelatively High

    Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.

    Home insurance in Nashville

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Insurance companies Nashville agencies work with

Of the 16 Nashville agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

  1. Travelers10 agencies
  2. Progressive9 agencies
  3. Safeco9 agencies
  4. Liberty Mutual8 agencies
  5. American Modern7 agencies
  6. Liberty Mutual (Safeco)7 agencies
  7. Nationwide7 agencies
  8. Travelers (Standard Fire)6 agencies
  9. Foremost5 agencies
  10. Chubb4 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Nashville agencies are

Nashville agencies we list sit in 9 ZIP codes, mostly in Davidson County.

  • 372144 agencies
  • 372052 agencies
  • 372092 agencies
  • 372122 agencies
  • 372152 agencies
  • 372031 agency
  • 372041 agency
  • 372171 agency
  • 372281 agency
Where can I find boat insurance in Nashville?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does boat insurance cover?

Covers your hull, motor, trailer and liability on the water.

Which insurance companies do Nashville agencies work with?

Among the 16 Nashville agencies whose appointments we hold, the companies they are most often appointed with are Travelers (10), Progressive (9), Safeco (9), Liberty Mutual (8), American Modern (7). An appointed agency can quote that company's policies.

Do I need flood insurance in Nashville?

FEMA's National Risk Index rates inland flooding risk in Davidson County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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