Davidson County has 715,388 residents in 324,907 households. We list 14 agencies for renters insurance in Nashville. Here is what the local numbers say about the cover people here need.

Nashville at a glance

14renters insurance agencies listed
47.2%of households rentRenters insurance
$417,400median home valueHome insurance
1986median year homes were builtRebuild cost calculator
6.5%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates, for Davidson County (the Census does not publish Nashville as a separate place). Agency count: our listings.

Natural hazard risk in Davidson County

FEMA rates the overall natural hazard risk in Davidson County, where most Nashville agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

Inland floodingRelatively High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance
EarthquakeRelatively High
Standard home policies do not cover earthquake damage. It is bought as a separate policy or added to a home policy.
Earthquake insurance
TornadoRelatively High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Nashville
Strong windRelatively High
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Nashville

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Tennessee

Tennessee requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $25,000 of property damage liability, often written 25/50/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Nashville How much liability cover do you need?

Source: tn.gov. Checked 2026-10-24.

Insurance companies Nashville agencies work with

Of the 14 Nashville agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Liberty Mutual10 agencies
Travelers10 agencies
Safeco9 agencies
Liberty Mutual (Safeco)7 agencies
American Modern6 agencies
Nationwide6 agencies
Progressive6 agencies
Travelers (Standard Fire)6 agencies
Chubb4 agencies
Chubb (ACE)4 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Nashville agencies are

Nashville agencies we list sit in 9 ZIP codes, mostly in Davidson County.

372032 agencies
372052 agencies
372092 agencies
372122 agencies
372142 agencies
372041 agency
372151 agency
372171 agency
372281 agency

Questions

Renters insurance in Nashville

All insurance agencies in Nashville · Renters insurance across Tennessee

Where can I find renters insurance in Nashville?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does renters insurance cover?

Covers your belongings and your liability when you rent rather than own.

Which insurance companies do Nashville agencies work with?

Among the 14 Nashville agencies whose appointments we hold, the companies they are most often appointed with are Liberty Mutual (10), Travelers (10), Safeco (9), Liberty Mutual (Safeco) (7), American Modern (6). An appointed agency can quote that company's policies.

Do I need flood insurance in Nashville?

FEMA's National Risk Index rates inland flooding risk in Davidson County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

Nearby

Renters insurance near Nashville

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