Insurance agencies · Rhode Island

Insurance Agencies in Warwick, RI

Local agencies in Warwick for home, auto, life and business insurance. Compare them and call one directly.

Local insight

Insuring a home, car or business in Warwick

Warwick has 83,175 residents in 36,055 households. We list 21 insurance agencies in Warwick. Here is what the local numbers say about the cover people here need.

Warwick at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Car insurance rules in Rhode Island

Rhode Island requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $25,000 of property damage liability, often written 25/50/25. A combined single limit of $75,000 is accepted instead.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Source: rules.sos.ri.gov. Checked 2026-10-24.

Where Warwick agencies are

Warwick agencies we list sit in 3 ZIP codes, mostly in Kent County.

  • 0288611 agencies
  • 028888 agencies
  • 028892 agencies

Questions

Insurance agencies in Warwick

How do I find an insurance agency in Warwick?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What insurance can I get from agencies in Warwick?

Most often home, auto, renters, condo, landlord. Pick a type in the filters to narrow the list.

Do I need flood insurance in Warwick?

FEMA's National Risk Index rates inland flooding risk in Kent County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

Do I need renters insurance in Warwick?

26.7% of households in Warwick rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

For insurance agencies

Is your Warwick agency listed?

Claim your free listing to keep your details right, then add your logo, website and social profiles.

Claim your listing