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Insurance agencies · Rhode Island
Insurance Agencies in Rumford, RI
Local agencies in Rumford for home, auto, life and business insurance. Compare them and call one directly.
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Local insight
Insuring a home, car or business in Rumford
Providence County has 664,854 residents in 259,210 households. We list 3 insurance agencies in Rumford. Here is what the local numbers say about the cover people here need.
Rumford at a glance
- 3insurance agencies listed
- 43.1%of households rentRenters insurance
- $373,600median home valueHome insurance
- 1956median year homes were builtRebuild cost calculator
- 11.5%of households have no carAuto insurance
Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates, for Providence County (the Census does not publish Rumford as a separate place). Agency count: our listings.
Natural hazard risk in Providence County
FEMA rates the overall natural hazard risk in Providence County, where most Rumford agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:
- Inland flooding
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance - Lightning
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Rhode Island - Ice storm
Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.
Questions
Insurance agencies in Rumford
How do I find an insurance agency in Rumford?
Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.
Do I need flood insurance in Rumford?
FEMA's National Risk Index rates inland flooding risk in Providence County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Do I need renters insurance in Rumford?
43.1% of households in Providence County rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.
How do I choose an agency?
Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.
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