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Insurance agencies · Rhode Island
Insurance Agencies in North Kingstown, RI
Local agencies in North Kingstown for home, auto, life and business insurance. Compare them and call one directly.
- Surety Bonds
- Surety Bonds
- Surety Bonds
No agency on this page matches that name.
Local insight
Insuring a home, car or business in North Kingstown
Washington County has 130,344 residents in 52,549 households. We list 10 insurance agencies in North Kingstown. Here is what the local numbers say about the cover people here need.
North Kingstown at a glance
- 10insurance agencies listed
- 22.5%of households rentRenters insurance
- $510,800median home valueHome insurance
- 1977median year homes were builtRebuild cost calculator
- 4.4%of households have no carAuto insurance
Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates, for Washington County (the Census does not publish North Kingstown as a separate place). Agency count: our listings.
Car insurance rules in Rhode Island
Rhode Island requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $25,000 of property damage liability, often written 25/50/25. A combined single limit of $75,000 is accepted instead.
These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.
Auto insurance in Rhode IslandHow much liability cover do you need?
Source: rules.sos.ri.gov. Checked 2026-10-24.
What North Kingstown agencies can write
Share of the 10 agencies listed in North Kingstown that are appointed with at least one insurance company writing each type, or that name it on their own website.
Source: our listings. Appointment with a company that writes a type does not guarantee an agency sells it today.
Questions
Insurance agencies in North Kingstown
How do I find an insurance agency in North Kingstown?
Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.
What insurance can I get from agencies in North Kingstown?
Most often surety bonds. Pick a type in the filters to narrow the list.
Do I need flood insurance in North Kingstown?
FEMA's National Risk Index rates coastal flooding risk in Washington County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Do I need renters insurance in North Kingstown?
22.5% of households in Washington County rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.
How do I choose an agency?
Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.
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