Condo insurance · Rhode Island

Condo Insurance Agencies in Warwick, RI

Fills the gap between your condo association master policy and your own unit.

Local insight

Condo insurance in Warwick: what to know

Warwick has 83,175 residents in 36,055 households. We list 3 agencies for condo insurance in Warwick. Here is what the local numbers say about the cover people here need.

Warwick at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Car insurance rules in Rhode Island

Rhode Island requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $25,000 of property damage liability, often written 25/50/25. A combined single limit of $75,000 is accepted instead.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Source: rules.sos.ri.gov. Checked 2026-10-24.

Where Warwick agencies are

Warwick agencies we list sit in 2 ZIP codes, mostly in Kent County.

  • 028862 agencies
  • 028881 agency
Where can I find condo insurance in Warwick?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does condo insurance cover?

Fills the gap between your condo association master policy and your own unit.

Do I need flood insurance in Warwick?

FEMA's National Risk Index rates inland flooding risk in Kent County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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