Tulsa has 413,794 residents in 172,909 households. We list 105 insurance agencies in Tulsa. Here is what the local numbers say about the cover people here need.

Tulsa at a glance

105insurance agencies listed
48.1%of households rentRenters insurance
$205,300median home valueHome insurance
1973median year homes were builtRebuild cost calculator
8.3%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Tulsa County

FEMA rates the overall natural hazard risk in Tulsa County, where most Tulsa agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

Ice stormVery High
Strong windVery High
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Tulsa
TornadoVery High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Tulsa
HailRelatively High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Tulsa
Inland floodingRelatively High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Oklahoma

Oklahoma requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $25,000 of property damage liability, often written 25/50/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Tulsa How much liability cover do you need?

Source: oid.ok.gov. Checked 2026-10-24.

Insurance companies Tulsa agencies work with

Of the 65 Tulsa agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

UnitedHealthcare24 agencies
Medicare Advantage19 agencies
Aetna13 agencies
Progressive12 agencies
Centene11 agencies
Liberty Mutual (Safeco)11 agencies
The Hartford11 agencies
Travelers11 agencies
Blue Cross Blue Shield10 agencies
Liberty Mutual10 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

What Tulsa agencies can write

Share of the 105 agencies listed in Tulsa that are appointed with at least one insurance company writing each type, or that name it on their own website.

Source: our listings. Appointment with a company that writes a type does not guarantee an agency sells it today.

Where Tulsa agencies are

Tulsa agencies we list sit in 21 ZIP codes, mostly in Tulsa County.

7413314 agencies
7413614 agencies
7411411 agencies
741198 agencies
741358 agencies
741378 agencies
741057 agencies
741206 agencies
741465 agencies
741454 agencies
741524 agencies
741033 agencies
741042 agencies
741072 agencies
741322 agencies
741722 agencies
741081 agency
741261 agency
741291 agency
741341 agency
741471 agency

Questions

Insurance agencies in Tulsa

How do I find an insurance agency in Tulsa?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What insurance can I get from agencies in Tulsa?

Most often life, health, accident & health, home, auto. Pick a type in the filters to narrow the list.

Which insurance companies do Tulsa agencies work with?

Among the 65 Tulsa agencies whose appointments we hold, the companies they are most often appointed with are UnitedHealthcare (24), Medicare Advantage (19), Aetna (13), Progressive (12), Centene (11). An appointed agency can quote that company's policies.

Do I need flood insurance in Tulsa?

FEMA's National Risk Index rates inland flooding risk in Tulsa County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

Do I need renters insurance in Tulsa?

48.1% of households in Tulsa rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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