Landlord insurance · Oklahoma

Landlord Insurance Agencies in Tulsa, OK

Covers a property you rent out, including loss of rental income.

Local insight

Landlord insurance in Tulsa: what to know

Tulsa has 413,794 residents in 172,909 households. We list 16 agencies for landlord insurance in Tulsa. Here is what the local numbers say about the cover people here need.

Tulsa at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Tulsa County

FEMA rates the overall natural hazard risk in Tulsa County, where most Tulsa agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

  • Ice stormVery High
  • Strong windVery High

    Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.

    Home insurance in Tulsa
  • TornadoVery High

    Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.

    Home insurance in Tulsa
  • HailRelatively High

    Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.

    Home insurance in Tulsa
  • Inland floodingRelatively High

    Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

    Flood insurance

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Oklahoma

Oklahoma requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $25,000 of property damage liability, often written 25/50/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Source: oid.ok.gov. Checked 2026-10-24.

Insurance companies Tulsa agencies work with

Of the 16 Tulsa agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

  1. Liberty Mutual10 agencies
  2. Liberty Mutual (Safeco)10 agencies
  3. Travelers10 agencies
  4. Safeco9 agencies
  5. Travelers (Standard Fire)9 agencies
  6. Progressive8 agencies
  7. The Hartford8 agencies
  8. Foremost7 agencies
  9. Chubb6 agencies
  10. RLI6 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Tulsa agencies are

Tulsa agencies we list sit in 9 ZIP codes, mostly in Tulsa County.

  • 741053 agencies
  • 741143 agencies
  • 741333 agencies
  • 741362 agencies
  • 741041 agency
  • 741261 agency
  • 741351 agency
  • 741451 agency
  • 741521 agency
Where can I find landlord insurance in Tulsa?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does landlord insurance cover?

Covers a property you rent out, including loss of rental income.

Which insurance companies do Tulsa agencies work with?

Among the 16 Tulsa agencies whose appointments we hold, the companies they are most often appointed with are Liberty Mutual (10), Liberty Mutual (Safeco) (10), Travelers (10), Safeco (9), Travelers (Standard Fire) (9). An appointed agency can quote that company's policies.

Do I need flood insurance in Tulsa?

FEMA's National Risk Index rates inland flooding risk in Tulsa County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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