Tulsa has 413,794 residents in 172,909 households. We list 25 agencies for home insurance in Tulsa. Here is what the local numbers say about the cover people here need.

Tulsa at a glance

25home insurance agencies listed
48.1%of households rentRenters insurance
$205,300median home valueHome insurance
1973median year homes were builtRebuild cost calculator
8.3%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Tulsa County

FEMA rates the overall natural hazard risk in Tulsa County, where most Tulsa agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

Ice stormVery High
Strong windVery High
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Tulsa
TornadoVery High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Tulsa
HailRelatively High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Tulsa
Inland floodingRelatively High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Insurance companies Tulsa agencies work with

Of the 25 Tulsa agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Progressive12 agencies
Liberty Mutual (Safeco)11 agencies
Travelers11 agencies
Liberty Mutual10 agencies
Safeco9 agencies
The Hartford9 agencies
Travelers (Standard Fire)9 agencies
Chubb8 agencies
Foremost7 agencies
Markel7 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Tulsa agencies are

Tulsa agencies we list sit in 10 ZIP codes, mostly in Tulsa County.

741335 agencies
741144 agencies
741053 agencies
741353 agencies
741363 agencies
741452 agencies
741522 agencies
741041 agency
741191 agency
741261 agency

Questions

Home insurance in Tulsa

All insurance agencies in Tulsa · Home insurance across Oklahoma

Where can I find home insurance in Tulsa?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does home insurance cover?

Covers your building, your contents and your liability as a homeowner.

Which insurance companies do Tulsa agencies work with?

Among the 25 Tulsa agencies whose appointments we hold, the companies they are most often appointed with are Progressive (12), Liberty Mutual (Safeco) (11), Travelers (11), Liberty Mutual (10), Safeco (9). An appointed agency can quote that company's policies.

Do I need flood insurance in Tulsa?

FEMA's National Risk Index rates inland flooding risk in Tulsa County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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