Home insurance · Oklahoma

Home Insurance Agencies in Bartlesville, OK

Covers your building, your contents and your liability as a homeowner.

Local insight

Home insurance in Bartlesville: what to know

Bartlesville has 37,878 residents in 14,819 households. We list 3 agencies for home insurance in Bartlesville. Here is what the local numbers say about the cover people here need.

Bartlesville at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Washington County

FEMA rates the overall natural hazard risk in Washington County, where most Bartlesville agencies we list are located, as Relatively Low compared with other U.S. counties. The hazards it rates highest:

  • Ice stormVery High
  • TornadoRelatively High

    Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.

    Home insurance in Bartlesville

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Oklahoma

Oklahoma requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $25,000 of property damage liability, often written 25/50/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in BartlesvilleHow much liability cover do you need?

Source: oid.ok.gov. Checked 2026-10-24.

Where Bartlesville agencies are

Bartlesville agencies we list sit in 2 ZIP codes, mostly in Washington County.

  • 740032 agencies
  • 740061 agency

Questions

Home insurance in Bartlesville

All insurance agencies in Bartlesville · Home insurance across Oklahoma

Where can I find home insurance in Bartlesville?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does home insurance cover?

Covers your building, your contents and your liability as a homeowner.

Do I need flood insurance in Bartlesville?

FEMA's National Risk Index rates inland flooding risk in Washington County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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