Insurance agencies · Oklahoma

Insurance Agencies in Broken Arrow, OK

Local agencies in Broken Arrow for home, auto, life and business insurance. Compare them and call one directly.

Local insight

Insuring a home, car or business in Broken Arrow

Broken Arrow has 118,180 residents in 44,384 households. We list 20 insurance agencies in Broken Arrow. Here is what the local numbers say about the cover people here need.

Broken Arrow at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Tulsa County

FEMA rates the overall natural hazard risk in Tulsa County, where most Broken Arrow agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

  • Ice stormVery High
  • Strong windVery High

    Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.

    Home insurance in Broken Arrow
  • TornadoVery High

    Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.

    Home insurance in Broken Arrow
  • HailRelatively High

    Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.

    Home insurance in Broken Arrow
  • Inland floodingRelatively High

    Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

    Flood insurance

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Oklahoma

Oklahoma requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $25,000 of property damage liability, often written 25/50/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Broken ArrowHow much liability cover do you need?

Source: oid.ok.gov. Checked 2026-10-24.

Insurance companies Broken Arrow agencies work with

Of the 12 Broken Arrow agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

  1. Blue Cross Blue Shield8 agencies
  2. UnitedHealthcare7 agencies
  3. Medicare Advantage5 agencies
  4. Aetna3 agencies
  5. Ameritas Life Insurance3 agencies
  6. Transamerica3 agencies
  7. American Family Life Assurance Company of Columbus2 agencies
  8. Cariten Health Plan2 agencies
  9. Centene2 agencies
  10. National General2 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

What Broken Arrow agencies can write

Share of the 20 agencies listed in Broken Arrow that are appointed with at least one insurance company writing each type, or that name it on their own website.

  1. Life45%
  2. Health40%
  3. Home25%
  4. Auto20%
  5. Motorcycle20%
  6. Boat20%
  7. Condo20%
  8. Renters20%

Source: our listings. Appointment with a company that writes a type does not guarantee an agency sells it today.

Where Broken Arrow agencies are

Broken Arrow agencies we list sit in 4 ZIP codes, mostly in Tulsa County.

  • 740129 agencies
  • 740118 agencies
  • 740142 agencies
  • 740131 agency

Questions

Insurance agencies in Broken Arrow

How do I find an insurance agency in Broken Arrow?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What insurance can I get from agencies in Broken Arrow?

Most often life, health, accident & health, home, auto. Pick a type in the filters to narrow the list.

Which insurance companies do Broken Arrow agencies work with?

Among the 12 Broken Arrow agencies whose appointments we hold, the companies they are most often appointed with are Blue Cross Blue Shield (8), UnitedHealthcare (7), Medicare Advantage (5), Aetna (3), Ameritas Life Insurance (3). An appointed agency can quote that company's policies.

Do I need flood insurance in Broken Arrow?

FEMA's National Risk Index rates inland flooding risk in Tulsa County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

Do I need renters insurance in Broken Arrow?

28% of households in Broken Arrow rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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